Getting Critical Illness or Disability Insurance Doesn’t Have to Be Complicated

When you’re a contractor or small business owner, your time is money—and the last thing you need is a complicated process to protect your income.

Good news: applying for disability insurance or critical illness insurance with me is quick, easy, and fully remote.

There’s no need for in-person meetings, long forms, or confusing paperwork. I’ve built a streamlined process that fits your schedule, so you can get the Critical Illness Insurance and Disability Insurance coverage you need without the stress.

Living Benefits for Contractors and Small Business Owners

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Here’s how simple it is:

1. Quick Call or Email
   We’ll start with a short phone call or email exchange to understand your needs and get a few basic details.

2. Personalized Quote
   I’ll shop the market for the best options based on your profession, budget, and goals.

3. Telephone Application
   Once we decide on a plan, we will set up a time to have a quick 20 minute call to answer the health questions and submit the application.

4. Simplified Medicals
   Many applications don’t require medicals or lab work. If anything additional is needed, the nurse will come to you. This process takes 15 minutes and can be done in your home, office, our office, etc.

That’s it. You’re protected.

Whether it’s disability insurance to protect your income or critical illness insurance to give you a financial safety net if you’re diagnosed with cancer, heart attack, stroke and many more. I’m here to make the process simple.

If you’ve been putting it off because it seems overwhelming—don’t. I make it easy.

Ready to protect what you’ve built?
Contact me today for a free quote.

Serving contractors and entrepreneurs across Alberta, British Columbia and Ontario. Fully virtual. Always personal.

I specialize in helping contractors and small business owners across Alberta, British Columbia and Ontario understand and implement simple, affordable insurance plans—without the jargon or confusion. I keep it quick and efficient, everything can be handled over the phone and by email. I know how valuable your time is.

By Amber McGuinness, Benefits Specialist